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Charts / Fintech metrics

Cash runway chart

Show cash on hand, where it is heading, and the events ahead.

Short answer

Show cash on hand as a line with a forecast band ahead of it, so the runway and its range read together. To explain the next weeks, add a waterfall of the cash events ahead.

Updated Nov 2, 2026 · Fintech sample data

Forecast band: cash on hand · today $2.41M USDCash balance from May to October (actual, $2.41M today) and forecast to April: $2.66M, with a p10–p90 band of $2.24M to $3.08M.Forecast bandQ3 2026CASH ON HAND · TODAY$2.41MUSD90%CONFIDENCE BAND · P10–P903.2M2.7M2.3M1.8MMAYOCTAPRACTUALFORECASTCASH EVENTS AHEADOCT 15Payroll · −$410KOCT 20Tax instalment · −$185KOCT 28Enterprise renewals · +$520KNOV 01Office lease · −$62KRunway at current burn14 moAS OF SEPTEMBER CLOSESYNCED 4 MIN AGOOpen report
Cash balance forecast
MonthBalanceP10P90Kind
May$2.10M$2.08M$2.12MActual
Jun$2.20M$2.18M$2.22MActual
Jul$2.15M$2.13M$2.17MActual
Aug$2.30M$2.28M$2.32MActual
Sep$2.35M$2.33M$2.37MActual
Oct$2.41M$2.39M$2.43MActual
Nov$2.46M$2.39M$2.53MForecast
Dec$2.50M$2.36M$2.64MForecast
Jan$2.52M$2.31M$2.73MForecast
Feb$2.58M$2.30M$2.86MForecast
Mar$2.60M$2.25M$2.95MForecast
Apr$2.66M$2.24M$3.08MForecast
  1. 01Cash on hand in the heroToday's cash, with the confidence band of the forecast beside it.
  2. 02Actual, then forecastThe solid line up to today, the dashed forecast and its band after it.
  3. 03Cash events aheadThe dated payments and receipts that move the line next.

The data it needs

ColumnTypeExampleNote
monthMonth2026-10One row per month.
cash_usdNumber, USD2410000Actual cash at month end; empty for future months.
forecast_usdNumber, USD2280000The forecast for future months.
low_usd · high_usdNumber, USD1950000 · 2600000The band around the forecast, such as P10 and P90.

Cash events ahead

Cash events aheadCash events ahead: Cash today $2.41M, Payroll · Oct 15 −$0.41M, Tax · Oct 20 −$0.185M, Renewals · Oct 28 +$0.52M, Lease · Nov 1 −$0.062M, Nov 1 $2.273M.2.5M2M1.5M1M0.5M0CASH TODAY−$0.41MPAYROLL · OCT 15−$0.185MTAX · OCT 20+$0.52MRENEWALS · OCT 28−$0.062MLEASE · NOV 1NOV 1
Cash events ahead
StepAmount
Cash today$2.41M
Payroll · Oct 15−$0.41M
Tax · Oct 20−$0.185M
Renewals · Oct 28+$0.52M
Lease · Nov 1−$0.062M
Nov 1$2.273M

042 · Waterfall

Cash today is $2.41M. Payroll takes $410K on Oct 15 and the tax instalment $185K on Oct 20; enterprise renewals bring $520K on Oct 28, and the lease takes $62K on Nov 1. Cash on Nov 1: $2.27M. At the current burn, the runway is 14 months.

The band shows how sure the forecast is; the waterfall shows what moves it next. Put it under the widget for the weeks ahead.

Next to it on a finance dashboard

  • Cash bridge, Q3Cash from the opening balance of $1.82M to the closing balance of $1.91M: sales in, refunds, staff, cloud and tax out.4M3M2M1M0OPENSALES−0.71MSTAFF−0.12MTAXCLOSEBALANCEINFLOWOUTFLOW
    Cash bridge, Q3
    StepChangeBalance
    Open$1.82M
    Sales+$1.24M$3.06M
    Refund−$0.09M$2.97M
    Staff−$0.71M$2.26M
    Cloud−$0.23M$2.03M
    Tax−$0.12M$1.91M
    Close$1.91M
    Cash bridge, Q3Cash from the opening balance of $1.82M to the closing balance of $1.91M: sales in, refunds, staff, cloud and tax out.4M3M2M1M0OPENREFUNDCLOUDCLOSEBALANCEINFLOWOUTFLOW
    Cash bridge, Q3
    StepChangeBalance
    Open$1.82M
    Sales+$1.24M$3.06M
    Refund−$0.09M$2.97M
    Staff−$0.71M$2.26M
    Cloud−$0.23M$2.03M
    Tax−$0.12M$1.91M
    Close$1.91M

    042 · WaterfallFlow between steps · Fintech data

  • Cash conversion cycle, Q3 2026Cash conversion cycle of 41 days: 46 inventory days plus 38 receivable days, minus 43 payable days.41 dCASH CYCLEInventory46 dReceivables38 dPayables43 d
    Cash conversion cycle, Q3 2026
    ComponentDays
    Inventory46
    Receivables38
    Payables43
    Cash cycle41
    Cash conversion cycle, Q3 2026Cash conversion cycle of 41 days: 46 inventory days plus 38 receivable days, minus 43 payable days.41 dCASH CYCLEInventory46 dReceivables38 dPayables43 d
    Cash conversion cycle, Q3 2026
    ComponentDays
    Inventory46
    Receivables38
    Payables43
    Cash cycle41

    098 · Cash cycle ringFlow between steps · Fintech data

  • Daily cash in and out, SeptemberCash in and out per day in September: $1255K in, $966K out; the biggest day in is Sep 15 ($164K), the biggest day out Sep 30 ($178K).MTWTFSSBiggest inSep 15Biggest outSep 30Quiet days8CASH INCASH OUT
    Daily cash in and out, September
    DayIn ($K)Out ($K)
    Sep 14846
    Sep 27219
    Sep 33022
    Sep 46129
    Sep 507
    Sep 605
    Sep 77149
    Sep 87824
    Sep 96033
    Sep 104522
    Sep 112018
    Sep 1202
    Sep 1307
    Sep 145425
    Sep 1516426
    Sep 162425
    Sep 175847
    Sep 183557
    Sep 1903
    Sep 2000
    Sep 216523
    Sep 222054
    Sep 234643
    Sep 242061
    Sep 255950
    Sep 2606
    Sep 2704
    Sep 287350
    Sep 297831
    Sep 3074178
    Daily cash in and out, SeptemberCash in and out per day in September: $1255K in, $966K out; the biggest day in is Sep 15 ($164K), the biggest day out Sep 30 ($178K).MTWTFSSBiggest inSep 15Biggest outSep 30Quiet days8CASH INCASH OUT
    Daily cash in and out, September
    DayIn ($K)Out ($K)
    Sep 14846
    Sep 27219
    Sep 33022
    Sep 46129
    Sep 507
    Sep 605
    Sep 77149
    Sep 87824
    Sep 96033
    Sep 104522
    Sep 112018
    Sep 1202
    Sep 1307
    Sep 145425
    Sep 1516426
    Sep 162425
    Sep 175847
    Sep 183557
    Sep 1903
    Sep 2000
    Sep 216523
    Sep 222054
    Sep 234643
    Sep 242061
    Sep 255950
    Sep 2606
    Sep 2704
    Sep 287350
    Sep 297831
    Sep 3074178

    100 · Split calendarSchedule and status · Fintech data

Common mistakes

A forecast with no range

A single forecast line looks more certain than it is. Draw the band.

Runway from one month's burn

One heavy month skews it. Use the average burn of recent months.

Events left off

Payroll and tax dates move cash more than the trend. List them.

Get the charts on this page

Forecast band, waterfall and the other 130 types.

In Figma and React, in four sizes, light and dark. Pay once, every update.

015 · Forecast band type page042 · Waterfall type page

See plans

Questions

How is cash runway worked out?

Cash on hand divided by the average monthly net burn: 14 months in the sample.

What does the band mean?

The range the cash will likely land in, here P10 to P90: nine times in ten, inside it.

Can I draw it from my own data?

Yes. The chart is drawn from your rows (month, cash, forecast, low, high) and lays out again for its size; nothing is scaled.

Does the forecast band come in every size?

Yes: XS, S, M and L, each laid out again for its size, in light and dark.

Charting another metric? Start from what the chart has to show.

Open the Chart Chooser