# Cash runway chart

> Show cash on hand, where it is heading, and the events ahead.

**Short answer.** Show cash on hand as a line with a forecast band ahead of it, so the runway and its range read together. To explain the next weeks, add a waterfall of the cash events ahead.

Updated Nov 2, 2026 · Fintech sample data

## 015 · Forecast band widget: Forecast band (Q3 2026)

CASH ON HAND · TODAY: **$2.41M USD** · 90% CONFIDENCE BAND · P10–P90

1. **Cash on hand in the hero** Today's cash, with the confidence band of the forecast beside it.
2. **Actual, then forecast** The solid line up to today, the dashed forecast and its band after it.
3. **Cash events ahead** The dated payments and receipts that move the line next.

## The data it needs

| Column | Type | Example | Note |
| --- | --- | --- | --- |
| month | Month | 2026-10 | One row per month. |
| cash_usd | Number, USD | 2410000 | Actual cash at month end; empty for future months. |
| forecast_usd | Number, USD | 2280000 | The forecast for future months. |
| low_usd · high_usd | Number, USD | 1950000 · 2600000 | The band around the forecast, such as P10 and P90. |

## Cash events ahead

042 · Waterfall

Cash events ahead: Cash today $2.41M, Payroll · Oct 15 −$0.41M, Tax · Oct 20 −$0.185M, Renewals · Oct 28 +$0.52M, Lease · Nov 1 −$0.062M, Nov 1 $2.273M.

| Step | Amount |
| --- | --- |
| Cash today | $2.41M |
| Payroll · Oct 15 | −$0.41M |
| Tax · Oct 20 | −$0.185M |
| Renewals · Oct 28 | +$0.52M |
| Lease · Nov 1 | −$0.062M |
| Nov 1 | $2.273M |

Cash today is $2.41M. Payroll takes $410K on Oct 15 and the tax instalment $185K on Oct 20; enterprise renewals bring $520K on Oct 28, and the lease takes $62K on Nov 1. Cash on Nov 1: $2.27M. At the current burn, the runway is 14 months.

The band shows how sure the forecast is; the waterfall shows what moves it next. Put it under the widget for the weeks ahead.

## Next to it on a finance dashboard

- [042 · Waterfall](https://usechartory.com/charts/waterfall): Flow between steps · Fintech data
- [098 · Cash cycle ring](https://usechartory.com/charts/cash-cycle-ring): Flow between steps · Fintech data
- [100 · Split calendar](https://usechartory.com/charts/split-calendar): Schedule and status · Fintech data

## Common mistakes

- **A forecast with no range** A single forecast line looks more certain than it is. Draw the band.
- **Runway from one month's burn** One heavy month skews it. Use the average burn of recent months.
- **Events left off** Payroll and tax dates move cash more than the trend. List them.

## Forecast band, waterfall and the other 130 types.

In Figma and React, in four sizes, light and dark. Pay once, every update. [See plans](https://usechartory.com/pricing). [015 · Forecast band type page](https://usechartory.com/charts/forecast-band) · [042 · Waterfall type page](https://usechartory.com/charts/waterfall)

## Questions

### How is cash runway worked out?

Cash on hand divided by the average monthly net burn: 14 months in the sample.

### What does the band mean?

The range the cash will likely land in, here P10 to P90: nine times in ten, inside it.

### Can I draw it from my own data?

Yes. The chart is drawn from your rows (month, cash, forecast, low, high) and lays out again for its size; nothing is scaled.

### Does the forecast band come in every size?

Yes: XS, S, M and L, each laid out again for its size, in light and dark.

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